Struggling with Money Despite a Good Income? Financial Planning Services in India Can Help
You earn well. Maybe even very well. The salary hits your account every month, and for a moment just a moment everything feels fine. Then somehow, by the 20th, the account looks thinner than it should. You can’t quite explain where it went. There was no big purchase, no emergency, no obvious mistake. Just a […]
What Are Wealth Management Services? – A Simple, Honest Guide for First-Time Investors in India
Picture this: you have been working for a few years now. You earn a decent salary. You have some savings sitting in a bank account maybe a fixed deposit, maybe a little in a mutual fund someone recommended. But honestly? You are not sure if you are doing the right things with your money. You […]
Your biggest financial risk isn’t market volatility, it’s being uninsured.
It was an ordinary Tuesday morning. Rajesh left home in a hurry, promising his daughter he would be back early for her school function. By afternoon, everything changed. A sudden road accident. Emergency hospitalization. ICU admission. Within hours, the family was facing hospital bills running into several lakhs. But the real shock came a few […]
Gold as an Investment in Portfolio
Gold has been regarded as a store of value for centuries and continues to hold a significant place in modern investment portfolios. While financial markets have evolved with equities, bonds, and alternative assets, gold has retained its relevance due to its unique characteristics. Unlike traditional financial assets, gold is not directly linked to corporate earnings […]
Understanding Your FIRE Number: A Clear Guide to Financial Independence
At his retirement farewell, Mr Joshi casually told his friends that he was entering retirement with full financial Independence. When they asked how he achieved this, he simply replied: “Because I knew my FIRE Number and planned for it with proper financial guidance.” The story ends there. What follows is the practical explanation he shared […]
When To Sell or Redeem an Investment?
Mr. Shah has been a disciplined investor for the past 15 years, methodically building his wealth through Mutual Funds, PMS, and carefully selected stocks, Gold, Real Estate. His portfolio tells a story of patience, prudence, and purpose, a true blueprint of long-term wealth creation. But today, he finds himself standing at a crossroads. An unexpected […]
ATMS Advisors Business Finance & Compliance Glossary
At ATMS Advisors, we help startups and SMEs navigate finance, accounting, taxation, and compliance with ease. Our glossary explains common business, finance, and compliance terms in plain, human-friendly language, with examples and insights drawn from our experience guiding companies in India. Whether you’re a startup founder, SME owner, or entrepreneur exploring CFO services, this glossary […]
Nomination vs. Will
Do We Really Need a Will if Nominations Are Already in Place? Many of us feel secure once we have nominated someone for our bank accounts, investments, and insurance policies thinking that everything will automatically be taken care of after we pass away. This sense of relief can be misleading Biggest Myth among people is […]